Creative finance
Explore options beyond a traditional sale or purchase, from seller financing to subject-to and other tailored structures.
Utah real estate · smarter paths forward
I help Utah homeowners, buyers, and investors find the strategy that fits, especially when the obvious route isn’t the best one.

Meet Cayden Ottley
The best real estate decision starts with understanding every available option.
I’m a Utah Realtor focused on creative finance, thoughtful negotiation, and practical strategies for buyers and sellers. My role is to simplify the moving parts, tell you the truth, and help you choose a path that serves your goals, not just the transaction.
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A broader real estate toolkit
Every situation starts with a conversation. These strategies are considered case by case and coordinated with the appropriate legal, tax, and lending professionals.
Explore options beyond a traditional sale or purchase, from seller financing to subject-to and other tailored structures.
Positioning, presentation, and negotiation designed around your timeline, equity, and the result you actually need.
Analyze the deal, the neighborhood, and the long-term opportunity, not just the asking price.
Clear options for inherited homes, relocation, properties needing work, and transactions where a standard playbook falls short.
Understand your equity, timeline, and every viable exit before choosing the route to market.
Request home valuationLocal guidance, deal analysis, and a home search connected directly to Cayden’s Utah listings portal.
Search homesUtah Valley, personally guided
Client stories
“Blown away by the value he brought.”
“Cayden is always there when you need him, and is always doing the things you need him to do. He is the best agent we have ever had the pleasure of working with!”
“Patient, knowledgeable, honest, and such a pleasure to be around.”
Creative finance and investor insights
Creative financeA clear introduction to seller financing for Utah homeowners and buyers, including the questions to answer before discussing terms.
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Creative strategiesConsidering a subject-to transaction in Utah? Start with the loan, the parties' goals, the risks, and the professional review a careful deal requires.
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Investor strategyA practical framework for evaluating investment property in Lehi, Provo, Alpine, and surrounding Utah Valley communities.
Read articleRecognition earned through service

Recognized among UCAR’s Top 250 Realtors for 2025, bringing proven market experience and creative problem solving to every client.
No pressure. Just a clear next step.
Buying, selling, investing, or navigating a complicated property situation? Start with a direct conversation.